Claim Financial Freedom

A comprehensive program for those navigating through credit and debt challenges.

Harness our unique Dispute to Litigate method and create a wealthier, debt-free future for yourself.

Claim Financial FreedomSub-Headline

A comprehensive program for those navigating through credit and debt challenges.

Harness our unique Dispute to Litigate method and create a wealthier, debt-free future for yourself.

About Ken LaMothe

I'm Ken LaMothe, a dedicated advocate in credit resolution and consumer protection for over twenty years. My expertise stems from extensive work in mortgage default servicing and a deep understanding of consumer laws like FDCPA, FCRA, and TCPA. At my organization, C.A.R.C, I guide consumers, business owners, and financial professionals through the complexities of credit and debt, providing strategic planning and legal insights to foster financial stability. My mission is to empower clients with knowledge to transform their financial futures.

MODULE ONE

Foundations of Financial Health

OUTCOME

A clear personal financial statement and recognition of financial habits.

DESCRIPTION

Jumpstart your financial overhaul by establishing a clear view of your financial landscape. You'll identify and rectify habits that have led to debt, setting the stage for healthier financial practices.

MODULE TWO

The Art of Credit Management

OUTCOME

An established routine for managing and improving your credit score.

DESCRIPTION

Master the nuances of your credit reports and initiate routine monitoring. This guidance equips you with the tools to visibly track and improve your credit score, ensuring upward financial mobility.

MODULE THREE

Strategic Debt Analysis

OUTCOME

A prioritized list of debts and a strategic plan for tackling them.

DESCRIPTION

Slice through the confusion of overwhelming debt loads. You'll learn how to break down your debts into manageable parts and devise strategic approaches for efficient reduction.

MODULE FOUR

Negotiating with Creditors

OUTCOME

Skills to negotiate lower interest rates and better payment terms.

DESCRIPTION

Transform your interactions with creditors. Gain the skills and confidence to negotiate favorable terms that will ease your path to debt freedom.

MODULE FIVE

Legal Insights into Debtor’s Rights

OUTCOME

Enhanced understanding and application of legal rights in debt management.

DESCRIPTION

Empower yourself with pivotal legal knowledge that protects your consumer rights. This module is essential for anyone ready to challenge discrepancies using the Dispute to Litigate method.

MODULE SIX

Implementing the Dispute to Litigate Method

OUTCOME

Initiated disputes for unfair or incorrect credit report items.

DESCRIPTION

Take action against inaccuracies or unjust reports on your credit history. You'll learn to draft effective dispute letters, using established legal frameworks to cleanse your credit data.

MODULE SEVEN

Building a Sustainable Financial Plan

OUTCOME

A personalized, forward-looking financial plan.

DESCRIPTION

Set yourself up for long-term success by aligning your financial behaviors with your personal aspirations. Your actionable, customized plan will guide your future financial decisions.

MODULE EIGHT

Maintaining and Expanding Financial Wealth

OUTCOME

Enhanced financial education and readiness to embark on future financial endeavors.

DESCRIPTION

Secure your financial future by mastering ongoing credit management and exploring investment strategies. This final step ensures you're equipped to continue building and maintaining wealth.

Who is it for?

  • Aged between 25-65 and grappling with credit and debt issues.
  • Eager to eliminate debt and improve credit scores.
  • Looking to secure finances for major purchases such as a home, car, or business.

Who is it not for?

  • Not in the 25-65 age range or are comfortable with your current financial situation.
  • Not invested in reducing debt or improving credit scores.
  • Not interested in preparing your finances for substantial future transactions.

Claim Financial Freedom

A comprehensive program for those navigating through credit and debt challenges.

Harness our unique Dispute to Litigate method and create a wealthier, debt-free future for yourself.

Claim Financial Freedom

A comprehensive program for those navigating through credit and debt challenges.

Harness our unique Dispute to Litigate method and create a wealthier, debt-free future for yourself.